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State Pension Age Calculator

Estimate your UK State Pension age from your date of birth, under the current Pensions Act 2014 timetable.

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This applies the phased timetable set out in the Pensions Act 2014. For the transitional bands (born 6 Apr 1960–5 Mar 1961, or 6 Apr 1977–5 Mar 1978) it's a close estimate to the month — for your exact qualifying date, use the official checker at gov.uk/state-pension-age.
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How the State Pension age timetable works

State Pension age — the earliest date you can start claiming the UK State Pension, assuming you have enough qualifying National Insurance years — is not a fixed number, it's set by date of birth under the Pensions Act 2014. Anyone born before 6 April 1960 has a State Pension age of 66. From 6 April 2026, that age starts rising to 67, phased in month by month for people born between 6 April 1960 and 5 March 1961, so someone born early in that window might have a State Pension age of 66 years and 1 month, while someone born later in it is closer to 66 years and 11 months. Everyone born from 6 March 1961 up to 5 April 1977 has a flat State Pension age of 67. A second rise, from 67 to 68, is currently legislated to phase in the same way between 2044 and 2046, for people born from 6 April 1977 onwards — though the government must give at least 10 years' notice of any change to that timetable, and as of 2026 no acceleration had been adopted. State Pension age isn't a retirement age — there's no compulsory retirement age in the UK, and you can keep working (or stop) at any age you like, independent of when your State Pension starts.

Frequently asked questions

Is the State Pension age the same as my retirement age?

No — there's no compulsory retirement age in the UK. State Pension age is simply the earliest date the DWP will start paying your State Pension; you can keep working past it, or stop working well before it, entirely independently.

When does the State Pension age rise to 67?

The rise from 66 to 67 is phased in between 6 April 2026 and 6 April 2028, based on date of birth — anyone born on or after 6 March 1961 has a flat State Pension age of 67 once the transition completes.

Will the State Pension age really rise to 68?

It's currently legislated to rise from 67 to 68 between 2044 and 2046, affecting people born from 6 April 1977 onwards — but this has been reviewed before and could change again, with at least 10 years' notice required by law before any acceleration.

Do I need a full National Insurance record to get the State Pension?

You typically need 35 qualifying National Insurance years for the full new State Pension, and at least 10 years to get anything at all — this calculator only estimates your qualifying age, not your entitlement amount, so check your NI record and State Pension forecast on gov.uk separately.

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